Fee-based Wealth and Retirement Planners
How we charge
As fee-based wealth and retirement planners, we charge either:
- An hourly rate.
- A flat rate for a certain amount of work.
- An investment management fee that is a percentage of the investments we are managing.
We have the flexibility to create a fee plan for one or a combination of the above, to fit your situation. The good news? You will never be surprised by a bill.
In contrast to commission-based investment advisors, our income is not based on the sales of investment and insurance products (which creates a conflict of interest). Commission-based advisors make money only when transactions take place, which may not be in the best interests of the client.
At Harsin Wealth, Inc., we are financial and retirement planners who generate revenue primarily through fees, not commissions. That means you can have the confidence of knowing our advice is based on what’s best for you, not what will provide the highest compensation for us.
The majority of our revenue comes from investment management and financial planning fees. However, at times our clients’ needs can only be met through a commission arrangement (such as long term care insurance, life insurance, and sometimes some investment opportunities). In these cases, we have no ethical dilemma in accepting a commission. If our clients need it, we’ll help them find the best solution.
At the beginning of our work together, we charge a flat rate initial planning fee. After we are managing your assets and generating investment management fees, we rarely charge additional fees for advice on future financial planning.
If you have a question about your retirement plans, IRA distributions, divorce planning or any of our financial services, please call us at 425-774-9477 to learn more. Our friendly staff is ready to help you get started.