Harsin Wealth, Inc. Staff

Our expert financial planning and wealth management staff have earned trusted designations: Certified Public Accountant (CPA) and Certified Financial Planner™.

Dick Harsin

Meet Dick Harsin

Some people have to retire so that they can go do what they love. Dick is one of those fortunate enough to already be doing what he loves each day, and in that sense, he never plans to retire.

Dick is a Certified Public Accountant CPA, a Certified Financial Planner CFP® and a Certified Financial Divorce Specialist CFDS. He began his career in 1984, when he started a CPA firm after leaving the Navy. In 1994 he launched Harsin Wealth, Inc., so he could better help his clients achieve their ideal retirement.

Today, Dick enjoys meeting with his clients as much as he did on day one. To best serve them, he has continually enhanced his knowledge with additional training, networking and skill development. Dick is one of a very small numbers of advisors participating in continuous education to become a part of nationally known IRA expert Ed Slott’s Master Elite Advisor Group. He regularly travels around the country to meet study groups made up of colleagues who have also dedicated themselves to being the best IRA advisors in the country.

Dick has regularly conducted educational workshops on current trends surrounding retirement throughout the Puget Sound region for over 20 years, serving not only his clients, but also helping educate the broader community.

His industry affiliations include the Financial Planning Association, the Washington State CPA Society and Snohomish Estate Planning Council. Most recently, Harsin Wealth has been recognized by the Women’s Choice organization for their commitment to the women’s market and effectively serving women clients in Washington state.

Over the years, Dick has been recognized for his extensive charitable work, as well as within the financial services industry. Dick has served as a member of the National Exchange Club Board; trustee of the National Exchange Foundation for the Prevention of Child Abuse, board member of Deaconess Children’s Services, and the boards of local Little League organizations.

Dick grew up outside of Pendleton, OR, graduated from Portland State University, and served in the U.S. Navy before settling in the Seattle area with his wife and two daughters. In his free time, he loves coaching Little League baseball, spending time with his wife Nancy on their deck overlooking Puget Sound, and being a very active grandfather to his seven grandkids.

Dick Harsin featured in USA Today as
Women’s Choice Award Financial Advisor Winner!


Click the image for the article.

The Women’s Choice Award® Financial Advisor program was created by WomenCertified Inc., the Voice of Women, in an effort to help women make smart financial choices. The Women’s Choice Award Financial Program is based on 17 objective criteria associated with providing quality service to women clients, such as credentials, experience, and a favorable regulatory history, among other factors. Financial advisors do not pay a fee to be considered or placed on the final list of Women’s Choice Award Financial Advisors, though they may have paid a basic program fee to cover the cost of their client survey. The inclusion of a financial advisor within the Women’s Choice Award Financial Advisor network should not be construed as an endorsement of the financial advisor by WomenCertified Inc. or its partners and affiliates and is no guarantee as to future investment success.  Women’s Choice Award® Financial Advisors and Firms represent less than 1% of financial advisors in the U.S. As of February 2016, of the 783 considered for the Women’s Choice Award, 122 were named Women’s Choice Award Financial Advisors/Firms.  The criteria provided reflects the most recent year for which Financial Advisors/Firms received the award. The criteria used, the number of Financial Advisors/Firms considered for the award, and the number of those who receive the ward, may vary from year to year. For more information, please visit

Five Star Professional, as a third party research firm, identified pre-qualified award candidates based on industry data. FIVE STAR award recipients were nominated by either their broker/dealer or peers or were prequalified.  They satisfied objective eligibility and evaluation criteria associated with providing quality services to clients.  The criteria includes: active credentialed financial professional for a minimum of 5 years, favorable regulatory and complaint history, fulfillment of firm’s internal review, accepting new clients, one year and five year client retention rates, client assets administered, number of client households, education and professional designations. A favorable regulatory and complaint history is defined by Five Star Professional to mean that the wealth manager has not: been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine, had more than a total of three settled or pending customer complaints filed against them (excluding dismissed complaints) with any regulatory authority or through Five Star Professional’s consumer complaint process, individually contributed to a financial settlement of a customer complaint, filed for personal bankruptcy, been convicted of a felony.  No fee is paid to be included in the research or on the final list. 2,732 Seattle wealth managers were considered for the award; 664 (25 percent of candidates) were named 2013 Five Star Wealth Managers (The criteria provided reflects the most recent year for which advisor received the award. The criteria used, the number of wealth managers considered for the award, and the percentage of those who receive the award, may vary from year to year). These awards are not indicative of the wealth managers’ future performance. Your experiences may vary. For more information, please visit

Meet Ned Abenroth

Ned Abenroth joined Harsin Wealth, Inc. in 2005, earned his Certified Financial Planner (CFP®) designation and is now a partner. As the firm’s resident economist, he is responsible for developing our clients’ investment strategies.

As a student of financial markets, Ned’s research led to developing effective approaches designed for today’s turbulent markets. His investment philosophy embraces a big picture, forward-looking, risk-sensitive and often contrarian approach. He helps clients with comprehensive wealth management, including social security and other income planning, health insurance consulting, estate planning, charitable planning, investment management, tax planning and elder care issues. He has been recognized in Seattle Magazine as a three-time Five-Star Wealth Manager.

As a student of life, Ned’s life experiences have well-equipped him to serve his clients. He is a father and husband, the son of a parent who died too young from cancer, a cancer survivor himself, a pastor, public speaker, community volunteer and coach.

Ned decided in his early 20’s to abandon career and civic achievements as the most meaningful life benchmarks, and instead judge his own life based on the impact that he has on others. His work at Harsin Wealth, Inc. and other activities present opportunities to practice serving and loving others (a lofty goal which he is far from perfecting).

Ned graduated cum laude from the University of Washington with degrees in economics and business. His community work includes coaching Little League, serving on the boards of several charities, working and mentoring men of all ages on their spiritual journeys, speaking engagements, and playing the role of pastor for friends, neighbors, family and others in his circles of relationships.

Ned and his wife Jamie have four kids: River, Truss, Pier, and Wake, plus a rabbit and four chickens. They all reside in an old farmhouse in Seattle.

Valarie O’Malley

Meet Valarie O’Malley

A South Carolina native, Valarie has also lived in Texas, Oklahoma, California and Nevada. She earned her cosmetology license in Reno, and then ventured to the Pacific Northwest in 2002. Valarie has spent many years in the customer service industry, focusing on developing client relationships and providing WOW experiences.

Valarie joined the Harsin Wealth, Inc. team in 2014 and is excited to be part of the financial services industry. She is currently finishing up her transfer degree at Edmonds Community College and looking forward to attending the University of Washington next year.

Valarie enjoys live music, traveling, and cheering for the Seahawks, along with hiking, gardening and spending time with her friends. Valarie is also a volunteer at Operation Nightwatch, a nonprofit organization dedicated to feeding the homeless.